Job Description (Analyst- CMBS Underwriting) :

Company

MCube Financial is a financial services firm that provides infrastructure and expertise to large and middle market companies in the structured finance arena. MCube provides creative solutions, analytical tools and knowledge process outsourcing services to manage balance sheet risks, improve cost structures and increase efficiency for its clients. The company also assists with construction, transitional and permanent financing for owners of commercial real estate projects via the US Capital markets. In addition, we provide advisory and consulting services to institutional lenders and investors. To know more about the organization, please visit http://www.mcubefinancial.com. MCube Advisors is seeking to recruit a young and dynamic Analyst- CMBS underwriting to support firm's business objectives.

Job Description

As a part of CMBS underwriting team, you will work with U.S. and India teams supporting clients in analyzing the real estate collateral securing a proposed loan, the surrounding market/sub-market and demographic area as well as the financial strength and experience of the borrower/guarantor. You will be responsible for making credit worthy decisions on complex commercial real estate transactions to determine acceptability of risk in accordance with the client's guidelines and standards.

Roles & Responsibilities

• Evaluating all financial statements, identifying recurring and non-recurring income/expenses, differentiating between capital expenditure and operating expenses, and understanding cash and accrual methodologies.
• Analyzing rent rolls.
• Abstracting and understanding of commercial lease documents.
• Evaluating reimbursement structures.
• Reviewing and analyzing borrower/sponsor searches.
• Reviewing and analyzing tenant searches.
• Reviewing third party appraisal, engineering and environmental reports.
• Writing and reviewing all aspects of the credit memorandum and/or asset summary report.
• Applying a critical eye at each phase of the process and reporting any anomalies to the US counterpart.
• Managing deadlines, multi-tasking and maintaining high production and quality standards.

The successful candidate will have the following qualifications

• Undergraduate degree and preferably a Master's degree in business with a finance or accounting concentration.
• 1-3 years of hands-on commercial real estate experience or capital markets debt underwriting experience.
• Strong interpersonal skills and communications skills.
• Ability to write in a concise and clear manner to convey complex information.
• Must be self-motivated and able to work in teams and individually.
• Strong EXCEL skills along with proficiency in MS-Word and other Microsoft Office tools.
• Understanding of various third party underwriting systems e.g. Closer/Rockport/Backshop or proprietary underwriting systems is a plus.
• Working knowledge of Argus or VAL is desirable.
• Strong quantitative and analytical skills.

Work Authorization

Only candidates authorized to work in India should apply.

Industry

KPO